Home, campus-based students only
An emergency loan is intended to help cover the costs when an unexpected event occurs, for which you require a small, short-term loan
- If you are experiencing a delay in receiving your funding, the University offers a Delayed Funding Loan
- If you are experiencing long-term financial difficulties, please find out more about the University Financial Assistance Fund (UFAF)
- Emergency loans must be paid back. There is no interest added to an Emergency Loan.
*Please Note* an Emergency Loan is a short-term, low-value bridging loan for an unforeseen circumstance. Financial commitments such as rent or tuition fees will not be considered for an Emergency Loan as students are expected to have provisions in place to pay these, prior to commencing their course.
The Student Funding and Financial Support (SFFS) team will assess your circumstances on an individual basis to determine whether an Emergency Loan is applicable. In some cases, SFFS may require you to submit an application to UFAF, along with all supporting evidence, before considering an Emergency Loan. Please note, this process is not instant and it is unlikely you will recieve a loan on the day you apply.
How much can I get?
- Each individual's circumstances are assessed on a case-by-case basis, and a loan is not always given. Emergency Loans are low-value loans, aimed to help you out of an unforeseen circumstance.
How do I apply?
- You need to contact Student Funding and Financial Support to make an appointment with an adviser to discuss emergency loans.
- You will need to provide a statement outlining why you are applying and how the loan will be used.
What do I need to bring with me to my appointment?
- An up-to-date, full bank statement. If necessary, we can arrange for you to email this into us during your appointment.
If I'm given an Emergency Loan, when do I need to pay it back?
- Repayment of an Emergency Loan is required in full within 10 days of receiving your SFE/NHS payment, or at the point of contact from the Student Funding and Financial Support team
How do I pay it back?
- In cash at Place2Pay at Ask Hets, Hutton Hub
- Online, using our secure online payment system
- By setting up a payment plan over the phone with a member of the team
What are the consequences of not paying?
- An Emergency Loan is a debt to the University and will be recorded on your University account
- Univeristy debt chasing procedures and sanctions will apply if the Emergency Loan is not paid back
- Failure to pay back an Emergency Loan as per the terms and conditions set out to you when issuing the loan will result in an interim loan being declined in the future