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Student loans for US students

Learn about student loan options for US students at the University of Hertfordshire.

On this page:

Please contact usloans@herts.ac.uk if you are interested in any funding options outlined below.

US Federal Student Loans 

The University of Hertfordshire will accept US Federal Student Loans from the 2026/27 academic year.

Full eligibility details are available in the Consumer Information.

How to apply

Follow these steps after receiving an offer:

  1. Complete your Free Application for Student Aid (FAFSA) application
    Apply via the FAFSA website.
    You will need:
    • An FSA ID
    • University of Hertfordshire school code: G10525
  2. Check your Student Aid Report (SAR)
    Make sure your personal details are correct.
  3. Contact us
    Email usloans@herts.ac.uk before the academic year starts. You will need your FSA ID.
  4. Complete your Master Promissory Note (MPN)
    This is a legal agreement to repay your loan.
    You must complete a new MPN each academic year.
  5. Send required documents in one email
    Include:
    • Entrance counselling confirmation (Direct and/or PLUS loans)
    • Offer letter (if received)
    • Passport photo page

Once approved, you will receive a loan offer letter. You must take this to your visa interview.

Please contact usloans@herts.ac.uk so we can confirm your eligibility. 

US Private Loans

You can also apply for private student loans.
We recommend applying for federal loans first where possible.

Available lenders

How to apply

  1. Apply through:
  2. Email the following to usloans@herts.ac.uk:
    • Passport photo page
    • Evidence of your loan application

How loan payments work

  • Loans are paid in one instalment
  • Tuition and accommodation fees are deducted automatically
  • Remaining funds are paid to you via Convera

You must:

  • Open a UK bank account before funds can be released
  • Provide your bank details via Convera

Important information

  • The amount you receive in GBP depends on exchange rates
  • You will receive an email when your loan payment is ready
  • You can reduce or cancel your loan before payment

If you do not cancel in time, you will still be responsible for repayment and interest.

If you have any questions, please do not hesitate to contact usloans@herts.ac.uk. 

Disbursement dates 2025/2026

Disbursement dates

Academic year/Loan period: 2025/2026

Undergraduates

  • First semester - October 2025
  • Second semester - February 2026

Postgraduates

  • First semester - October 2025
  • Second Semester - February 2026
  • Third semester - May 2026

Dates for 2026/27 will be confirmed.

Need help?

For further information, see the University of Hertfordshire US Loans Process

 

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