- Do I have contents insurance in University accommodation?
- What does my contents insurance cover?
- How do I stay covered?
- How do I make a claim?
- What should I do if something is stolen?
Do I have contents insurance in University accommodation?
If you live in University accommodation, contents insurance is included as part of your accommodation costs.
This page explains what is covered, how to stay protected, how to make a claim, and what to do if your belongings are stolen.
What does my contents insurance cover?
Contents insurance is included in the cost of your University accommodation.
The insurance provider is Gallagher Assist.
Your insurance certificate explains exactly what is covered, including items such as:
- Laptops
- Mobile phones
- Bicycles
- Other personal belongings
Check your insurance certificate for full details of your cover and any exclusions.
How do I stay covered?
To ensure your insurance remains valid:
- Always lock your bedroom door.
- Always lock flat doors and windows when leaving your accommodation.
If your room or accommodation is not secured and a theft occurs, your insurance may not cover the loss.
How do I make a claim?
To make an insurance claim:
- Visit Gallagher Assist.
- Have your policy number available.
- Be ready to provide details of the incident.
- Keep receipts or proof of ownership for valuable items, as this can help speed up the claims process.
What should I do if something is stolen?
If your belongings are stolen:
- Contact Campus Security immediately.
- Contact the Residence Life and Safeguarding Team.
- Report the theft to the police if advised to do so.
The University team can support you and guide you through the process.